Please folks...do check your credit card statements and also interim transactions

[Petrushka]

I will not touch on-line banking as I believe it leaves you wide open to fraud. Lloyds TSB may have many faults but they spotted fraudulent activity on my brother's card with amazing speed.

[Frances_iom]

Note to Bank of America - please note...must try harder...much harder. I heard nary a peep. .... Maybe they don't have any anti-fraud systems in place.

BOA or MBNA in Europe seems to be having trouble - eg http://www.guardian.co.uk/money/2010...ebt-procedures + also in the US http://foreclosureblues.wordpress.co...omplaint-here/
interesting also to note that it has today joined other US controlled banking companies in stopping any money reaching Wikileaks
suspect moral is to avoid US companies wherever possible

[Dave2002]

Got ripped off in Kenya last year. Got the exchange rate wrong (bamboozled by shopkeeper) so what should have been quite a cheap purchase turned out to be an expensive one (>£150). Did the credit card company even bother to block or query the purchase? No - of course not! I don't think that particular company had even been informed where we were going.

In the same trip, we tried to buy some cheap items at the Museum in Nairobi - value about £10-£15, and my American Express account blocked this, even though I'd phoned them beforehand to let them know where we were going.

Thanks to the OP of this thread though, as I do have some accounts to check. A few weeks ago one of my accounts showed a late payment, and I wondered how. I phoned up the Co-Op bank and while I don't disbelieve the recent transactions, I do need to check transactions during the last year. They agreed to remove the late payment charges since I phoned them immediately, and expressed surprise at how that had happened. Some of my accounts do actually accrue a credit balance as I have been known to just have a standing order to keep things ticking over. Now I wonder if someone's raided one or two of these accounts, so I'll have a boring job trying to check these out. I've not logged into the online accounts for quite a while, though I do still have paper statements which get briefly glanced at.

I have resisted having paperless accounts as I still think it makes sense to have a hard copy - in case of any disputes.